Terms & Conditions

At Penny Tok, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines how we collect, use, and safeguard your data when you use our platform and services. By using Penny Tok, you agree to the practices described in this policy. 

1. Data Collection and Usage

We gather data when you interact with our platform, including:

Personal Information: Name, email, and contact details you provide while signing up. 

Usage Information: Data related to your interactions with our platform, such as pages visited and actions taken. 

2. How We Use Your Information

We use your information to: 

Provide and improve our services.

Customize your experience and offer tailored content. 

Communicate with you, respond to inquiries, and provide support. 

Send you updates, promotions, and relevant content if you opt in. 

3. Data Protection and Security

We take measures to protect your data: 

Data Encryption: Your data is transmitted and stored securely using encryption protocols. 

Access Control: Your data is accessible only to authorized personnel. 

Infrastructure Security: We use secure hosting and data storage solutions.  

4. Data Sharing and Third Parties

We do not sell, rent, or share your data with third parties without your explicit consent. We may share your data with trusted service providers who assist us in delivering our services. 

5. Data Retention

We retain your data for as long as necessary to provide our services. You can request data deletion at any time.

6. Your Data Privacy Rights

You have the right to access, modify, or delete your data. You can also object to the processing of your data and withdraw your consent. 

We use cookies and similar technologies to enhance your experience and gather usage information. You can manage your cookie preferences through your browser settings.

8. Changes to this Data Policy

We may update this Data Policy to reflect changes in our practices. We will notify you of any material changes. 

9. Contact Us

If you have questions or concerns about your data, please contact us at info@pennytok.com. By using Penny tok, you acknowledge and consent to the practices outlined in this Data Policy.

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One app, for all your banking needs.

Company

Designed and Developed By PennyTok