Penny Tok

Account Setup

Users to easily open accounts within the app. This includes personal, savings and checking accounts.

Streamlined identity verification process to minimize friction.

Managing Your Account Securely

We’re introducing new ways to protect you and your money. Using the app or verification codes makes your online transactions more secure and setting up alerts means you have better control and visibility over your account activity.

Regulatory Compliance

We ensure that our app complies with all banking and financial regulations adhering to data protection laws.

Educational Resources

We offer financial literacy resources within the app to help users make informed financial decisions.

Resources provide tips and guidance on managing money effectively.

User Support and Assistance

We offer responsive customer support within the app for inquiries, issues and assistance.

We provide a comprehensive FAQs section to address common questions.

Feedback Mechanism

We have included a feedback system for users to report issues or suggest improvements.

We regularly update the app based on user feedback and evolving needs.

Features

Balance and Transaction History

Provide real-time access to account balances and transaction history

Fund Transfers

Enable users to transfer money between their accounts and to external accounts securely

Bill Payment

Allow users to pay bills directly through the app

Budgeting Tools

Include tools for users to set budgets, track expenses, and set financial goals

Card Management

Enable users to manage their debit/credit cards, including card activation, blocking, and setting spending limits

Mobile Check Deposit

Allow users to deposit checks by taking photos with their smartphone cameras